In the Dentist's Chair...Almost

7:09 PM


Yesterday was one of those borderline come undone days. As a freelancer you have to deal with a lot of unknowns, one of them being that you can't guarantee yourself a steady stream of income - at least not in the beginning.

A few days ago I broke a molar so I made an appointment with a dentist to get it fixed. I was dreading the visit because I assumed I was going to have the tooth extracted and deal with a painful recovery. After x-raying the tooth I was told that I needed a crown and a small filling in my upper molar. After reviewing the treatment plan with me, the dental assistant came in and slapped me with the cost - $678! My insurance would cover 45%, so I'd be responsible for about $374. I wasn't thrilled with that price, but I would figure out how to deal with it. Then, as the dental assistant reviewed the quote, he noticed that there was an asterisk saying "Waiting Period." He went to verify what that means. Apparently, my insurance will not cover major procedures for me until I've been with the plan for 12 months! I got dental insurance last April, so I'd have to wait four months to get this done and by that time, it will be a wash because I would have paid just as much as the discounted amount in monthly premium payments.

Needless to say, I couldn't do it. The dental assistant was concerned that I wouldn't be able to take care of my broken molar because I might get an infection which may reach my nerve resulting in needing a root canal. And, of course, not only is that procedure more invasive and involved, it's also more costly. Of course!  Still, I just couldn't do it.

So even if I could pay the $678 up front, I don't know how soon I'd be able to recover that amount. As I was driving back home, I became increasingly disenchanted. Freelancing is not for the faint of heart. I absolutely loathe that my quality of health is dependent on money. I also hate that adequate health care is so inaccessible.

In the meantime, I have to keep the inside of my mouth immaculately clean and chew on one side of my mouth to avoid further complications and until I devise a plan to get this tooth fixed. Crossing my fingers that I'll land a big project or win the lottery.  First, I'll have to actually start playing the lottery.

Think happy freelancing thoughts :)

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  1. My sister has been working freelance for a few years now and I've seen her go through similar challenges. You're right, it's NOT for the faint of heart.

    I know the unknown is scary right now, but just keep stepping and know that everything will be OK even when it doesn't seem like it. Letting go of the comfortable and familiar is the hardest and best thing that we can do for ourselves.

  2. Thanks, GG! I definitely have to roll up my sleeves (further up) and devise a hard hitting plan of action in the next few weeks. I'm learning a lot more than I thought I knew about my strengths AND weaknesses.